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aging adults Archives - Greenwald and Gerke Real Estate

10

Aug
2016

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In Blog

By Ron Greenwald

Should You Launch a Second Career During Retirement?

On 10, Aug 2016 | No Comments | In Blog | By Ron Greenwald

CareerBuilder recently released a survey reporting that 54% of people over 60+ have the intent to continue working after leaving their “primary career” path. Are you one of those people or do you know of someone who fits that description? There are benefits to ongoing work, although you need to consider your individual situation to determine what is right for you.

Why Continue Working after Retirement?

Even if you have worked hard to save for retirement, you might find that you are spending your money a little faster than you anticipated. The rising cost of living can make it harder to stretch your retirement savings. So, one motivating factor in launching a second career is to bring in some extra income.

Another reason that people consider ongoing work is to have a way to stay challenged and interactive. After being in the workforce for 50+ years, some people find it boring to stay home during retirement. Time can be filled with fun hobbies and travel, but it still can be challenging to maintain the active lifestyle that is desired. A good option is to work a part-time job to fill the time and socialize with others.

What Type of Work is Best during Retirement?

There are a variety of career options that might be considered. Some people simply go from full-time work to a part-time basis, continuing the same types of work tasks they did before. Other people choose to move into a consulting position so that they can be selective about the amount of work time and the clients they choose.

If you are looking for a way to interact with people but you don’t want the stress of a career-focused job, then you might consider retail or customer service. These options help aging adults stay in connected and interactive throughout the day. Additionally, the jobs can be beneficial to help a person stay up-to-date with current technology trends.

At Greenwald & Gerke Realtors, we understand that everyone has a unique preference during retirement. Our team specializes in real estate services for aging adults, and we want to help you choose the best housing solution to match your preferences. For more information about our services, call our office at (844) 782-9674

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26

May
2016

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In Blog

By Ron Greenwald

Dementia’s Impact

On 26, May 2016 | No Comments | In Blog | By Ron Greenwald

1 in 3…1 in 5…$214 Billion a Year….  1 in 3 seniors dies with Alzheimer or Dementia; 1 in 5 Medicare dollars are spent on Alzheimer’s; $214 billion dollars a year spent on the disease  (Facts and Statistics posted on the Alzheimer San Diego web site www.alzsd.org)

What is your role?

Do you have the disease?  Are you a caregiver for someone with Dementia?  Are you the professional working with the family?  Are you the professional working directly with the person inflicted with Dementia?  Are you a family member relying on others to take care of your loved one?   If you have answered yes to any of the above questions, then you face a decision on how to proceed to make the best from a very grave and debilitating disease.  It is easy to write but hard to implement what is the obvious.  Take charge of your particular situation by getting help, guidance, and support.  Reach out to the various Alzheimer and Dementia support teams and groups in your locale.

Impact of Dementia

Obviously, this disease severely impacts the psychological, social, and emotional health of the patient.  Just as important is the toll the disease will have on the folks that surround the patient.   The emotional wear on loved ones is overwhelming.

Supporting Someone with Dementia

Even though it might be hard to interact with someone with dementia, it is essential to make sure that they have the necessary support. Family members should stay involved to maintain the relationship throughout the years. It is also important to maintain the support of financial advisors and other professionals who can offer assistance.

The best thing that can be done is to put together a plan based on their individual needs. In some situations, it might make sense to have the person live in a retirement community, and there are many details that need to be handled to make this transition. For example, it is necessary to take care of their home so that they can move into a different community.

At Greenwald &Gerke Realtors, we provide aging adults with real estate services. If you have a client or parent that is dealing with dementia, then you might be looking for help with the transition to a retirement community or a different living situation. For more information about how we can work together, we invite you to contact our team to learn more about the services that are offered: (844) 782-9674

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19

May
2016

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In Blog

By Ron Greenwald

Protecting an Aging Parent from Financial Scams

On 19, May 2016 | No Comments | In Blog | By Ron Greenwald

Over $24 Billion Dollars are lost to scammers each year.  The emotional and physical toll that this takes on our most vulnerable population, our seniors, is much greater than the actual dollars and cents.  Scammers target aging adults because this group is trustworthy.  Aging adults may be lonely due to lack of socialization, afraid to come forward or have lost capacity.  For this reason, there is a scammer epidemic in America.  What can you do to protect a loved one, a neighbor, a friend?

Taking a Proactive Approach

Once a scammer has their hands on the person’s money, it’s too late to reverse the situation. So, it is better to take a proactive approach with their financial management, in order to prevent the scam in the first place.  A great resource is the Identity Theft Resource Center at www.idtheftcenter.org and Senior Safe & Sound at www.seniorsafeandsound.org

Talk with your parents or clients about the types of scams. When a loved one is approached to make financial investments, exchange money for winnings, or receives any undue pressure to make a quick financial decision. The senior needs to know to walk away and seek opinions of several trusted professionals and family members. Teach them about the different forms of communication that might be used for the scam. This education is essential to help them see the red flags in a situation that might be a scam.

Running Interference with Communication

Understand that your aging loved one will resist the idea of having a check and balance on their financial activities, such as check writing and charge cards.   With great sensitivity, one must work with an aging adult as a team and not necessarily as a father/son & daughter or mother/son & daughter.

Explaining why multiple heads are needed to fight off the very bad people will help them to understand the situation so that they don’t feel like their independence is being taken away. Remind them that government agencies and financial institutions won’t make random phone calls and emails to ask for information.   If the request for information comes through, then there is a high possibility that it is a scam.

Hiring the Professionals to Help

There are certain situations when it is helpful to have the advice and service of a professional team of qualified advisors.   In these situations, you can do the homework to find a trusted team, so that you know that the individual is working with a verified service provider.

Here at Greenwald & Gerke Realtors, we offer real estate services for aging adults, and we want to help you avoid the common real estate scams that target aging adults. Call us right away for more information: (844) 782-9674

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12

May
2016

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In Blog

By Ron Greenwald

The Health Checkup for Aging Adult

On 12, May 2016 | No Comments | In Blog | By Ron Greenwald

Maintaining good health is the priority.  What do you need to know about helping aging adults and their medical care?  When you call your Mom and/or Dad to inquire how they are feeling, what do they say in response?  “All is fine, a few aches and pains but that comes with age.  Do not worry about me, I am doing fine.”  When your aging adult makes a doctor visit, what does your parent/grandparent say in response to the nurse’s question about how they are feeling?  The response more often than not is: “Feeling fine – a few aches and pains that come with age.”

What Can You Do to Help a Senior with Their Healthy Living

Go with your loved one to their doctor’s appointment.  Be sure you have the right documentation that will allow you to be privy to the information.  Get prepared.  Have questions to ask. Have a pre meeting with your loved one as to what you want to ask the doctor.  Bring the pill box and educate the doctor as to the medications your aging adult is taking each and every day.  Your loved one may and will resist at first but when the lines of communications start to open with the doctor, you and your aging adult, the flood gates will open wide.

The Need for Advocacy

Doctors, nurses, and medical staff are by and large doing the best they can to “fix” what ails a human being.  The medical profession is overwhelmed trying to bring into light the personalized care that focuses on the individual….their wants, wishes, needs, and desires.

The result is all too often that there is no communication between an aging loved one and their doctor.  The aging adult does not know the questions to ask the doctor.  The doctor does not know their patient other then the chart and prescriptions.  Think about having an advocate in your loved ones court that is called an Aging Life Care specialist.  One who will go to bat for you and your loved one.  Who is going to challenge the physician as to their dosage and interaction of drugs?   Who is going to navigate the insurance claims and billing?  Who is going to know the right forms and procedures put forth by the government and the hospital?  Go to www.aginglifecare.org to see if this is the advocacy course of action you should explore for your parent/grandparent.

In addition to having the right advocacy for your health care, it is a good idea to consider their complete financial picture and living space.  Here at Greeneald & Gerke Realtors, we specialize in real estate services for aging adults.  Our team will assist with the transition to a retirement community or a better living situation, to ensure your Best Quality of Life.  For more information about how we can work together, we invite you to call us today: (844) 782-9674

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05

May
2016

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In Blog

By Ron Greenwald

Tips for Helping an Aging Adult Making the Move to a Retirement Community

On 05, May 2016 | No Comments | In Blog | By Ron Greenwald

When your loved one is thinking about moving from their family home of 30, 40, 50+ years, it is the rawest of deep emotions that greatly impact the entire family all the way down to the great grandchildren.  If a move is going to happen, it must be handled with respect, care, and planning.  It is critical that the entire family is engaged in the best interest of their loved one(s).

Making a Retirement Community Feel like Home

Change is hard and moving is difficult at any age. The new environment and lack of familiarity is only two of the aspects that make the move to a senior community filled with anxiety.  The senior should spend time at the community prior to making the commitment to move. Treat the community like a vacation and resort – eat their food, do pop-bys; mingle with staff and residents; get the right feeling.

Consider the things that can be moved to their new location to create a feeling of home. For example, it might be helpful to bring their favorite armchair and their book collection, or any other items that have an emotional attachment.  The best way to make this happen is to contact a certified senior move manager through their national web site at www.nasmm.org – the national association of senior move mangers.

Encourage Socialization

Socializing is one of the most important activities that can happen within the first few months, because it is important for the individual to feel like they are a part of the community. Socialization gives them the opportunity to make friends and get to know other residents, so that they feel a sense of belonging. It is important to talk to the staff about their activity programs that will encourage socialization and camaraderie.

Working as a Team

The best way to make this transition a successful one is to work as a team with other family members and caregivers. Involve the retirement community staff, the individual’s doctor, their financial planner, estate planning attorney and any other service providers that might need to help with the details.

By having the support of family members and professionals, it is possible to make the transition seamless for everyone involved. If you see the need to involve another professional for support, then right now is a great time to add another person to the team.

At Greenwald & Gerke realtors, we can help with the transition to a retirement community. We offer real estate services for aging adults, making it easy to sell their existing home and coordinate any other real estate tasks that might be needed. We will gladly assist with the process of selling the home so that the aging adult can move into a retirement community. For more information about these services and how we can work together, we invite you to contact us today: (844) 782-9674

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