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planning for retirement Archives - Greenwald and Gerke Real Estate



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By Ron Greenwald

Ready to Move? How to Pick a Senior Community

On 11, May 2017 | No Comments | In Uncategorized | By Ron Greenwald

When it is time to move, it is a big decision to pick a location that will support your lifestyle. If you are interested in “rightsizing” your home and you want to move to an area with other fun, like-minded people, then you might consider the benefits of moving to a senior community.

Before you make a move, there are several factors that need to be considered. These things can help you pick the best community to meet your needs. We interviewed David and Trudy to hear some of their suggestions that helped them to make this move:

Improving Social Life and Activities

One big motivating factor to move is because friends or family moved away to different locations. If you want to be more social and enjoy fun activities on a regular basis, then a community can be a great option to consider.

Selling a single-family home and moving to a senior community means that you can step away from the responsibilities of caring for a home. Instead, you can spend that time doing the things that you enjoy.

Simple, Fun Retirement Lifestyle

Take a moment to consider all of the daily activities that require your time and attention. Are you tired of spending your free time cooking, cleaning the kitchen, managing the garden, and keeping up with the maintenance tasks around the house? A community makes it possible to step away from these tasks so that you can enjoy your retirement lifestyle to the fullest extent.

Many people find that moving to a retirement community gives them the opportunity to relax and live a gentle lifestyle, and have more fun at the same time.

Comparing Communities

Keep in mind that retirement communities aren’t all created equal. Some of them offer nicer living conditions and better amenities. So, you should take some time to compare the options that are in the area. For David and Trudy, their preferences were focused on a large apartment, good food, and convenient access.

Are you considering the benefits of moving to a community? Talk to us at Greenwald &Gerke Realtors to learn more about how you can maximize your retirement lifestyle: (844) 782-9674

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In Blog

By Ron Greenwald

How to Manage Common Retirement Financial Pitfalls

On 18, Aug 2016 | No Comments | In Blog | By Ron Greenwald

After working for many years towards retirement, it can feel very satisfying to reach a point where you have the financial stability to step away from a full-time career. Many people go into retirement with a positive outlook, only to find that they run into common financial pitfalls. There are many different scenarios that might go wrong with your retirement plan, so it is important that you have the right team to help.

Common Problems with Finances

Even if you have a strong retirement plan, there are a few common problems that might pop up during this time of life. The most common reality is by the time you reach the age of 65, your chances of becoming incapacitated rise to over 50 percent. If you live to be over 80 years of age, this statistic reaches nearly 75 percent.  How is the cost of incapacity going to impact your lifestyle, your family, your quality of life?   Are you  planning for “I will deal with it when and if it happens” or are you planning for the “what is most likely”.

The important thing is to make sure that you have an experienced financial professional by your side to help every step of the way.

Keeping Up with Retirement Strategies

There are three essential steps that need to be considered to ensure that you have enough retirement savings: managing investments to maximize the financial accounts, minimize taxes through proper use of the tax code, and minimizing spending  risk while maintaining the lifestyle that you desire.   Is an annuity really the right investment tool?  Is taking up option trading in your late 80″s a wise idea?  A financial professional can help you with the financial account management. It is important that you work with an experienced advisor before making any big changes to your retirement plan.

Here at Greenwald & Gerke Realtors, we can help you manage your monthly spending by assisting you in the process of finding the right housing solution. Our team offers experienced real estate services for aging adults. We know that many people find it best to move during this time of their lives, and we are here to assist with the process. Call us anytime to learn more about the benefits of working with a real estate team that has experience working with aging adults. You can contact our office at (844) 782-9674

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