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retirement living Archives - Greenwald and Gerke Real Estate

11

May
2017

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In Uncategorized

By Ron Greenwald

Ready to Move? How to Pick a Senior Community

On 11, May 2017 | No Comments | In Uncategorized | By Ron Greenwald

When it is time to move, it is a big decision to pick a location that will support your lifestyle. If you are interested in “rightsizing” your home and you want to move to an area with other fun, like-minded people, then you might consider the benefits of moving to a senior community.

Before you make a move, there are several factors that need to be considered. These things can help you pick the best community to meet your needs. We interviewed David and Trudy to hear some of their suggestions that helped them to make this move:

Improving Social Life and Activities

One big motivating factor to move is because friends or family moved away to different locations. If you want to be more social and enjoy fun activities on a regular basis, then a community can be a great option to consider.

Selling a single-family home and moving to a senior community means that you can step away from the responsibilities of caring for a home. Instead, you can spend that time doing the things that you enjoy.

Simple, Fun Retirement Lifestyle

Take a moment to consider all of the daily activities that require your time and attention. Are you tired of spending your free time cooking, cleaning the kitchen, managing the garden, and keeping up with the maintenance tasks around the house? A community makes it possible to step away from these tasks so that you can enjoy your retirement lifestyle to the fullest extent.

Many people find that moving to a retirement community gives them the opportunity to relax and live a gentle lifestyle, and have more fun at the same time.

Comparing Communities

Keep in mind that retirement communities aren’t all created equal. Some of them offer nicer living conditions and better amenities. So, you should take some time to compare the options that are in the area. For David and Trudy, their preferences were focused on a large apartment, good food, and convenient access.

Are you considering the benefits of moving to a community? Talk to us at Greenwald &Gerke Realtors to learn more about how you can maximize your retirement lifestyle: (844) 782-9674

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15

Dec
2016

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In Blog

By Ron Greenwald

Do You Qualify for VA Aid & Attendance Benefits?

On 15, Dec 2016 | No Comments | In Blog | By Ron Greenwald

Are you a veteran or a surviving spouse of a veteran, 65 yrs. or older?  Are you aware of the little known “Improved Pension” Benefits available to meet your needs?

There are 3 tiers to the “Improved Pension” Benefits: Aid & Attendance is considered to be the Third Tier. These benefits have been an entitlement for 61 years, yet many veterans are unaware of them.

Aid & Attendance Benefits

This benefit is designed to provide financial aid to help offset the cost of long-term care for those who need assistance with the activities of daily living, such as: dressing, eating, toileting, bathing and transferring.

This benefit is available to veterans who have served more than ninety days, with at least one day served during wartime.  They can also be provided for a veteran’s spouse who’s medical expenses completely deplete their combined monthly income, or a veteran’s surviving spouse.  There are resources available to provide assistance at no charge when completing the application process. You are not under any obligation to purchase a financial product to complete the application.

Qualifying for Aid & Attendance Benefits

For the Aid & Attendance benefits to be granted, it is necessary to meet one of the following conditions:

  • You require the aid of another person in order to perform personal functions required for everyday living.
  • You are bedridden, in that your disability requires you to remain in bed apart from prescribed course of convalescence or treatment.
  • You are a patient in a nursing home due to mental or physical incapacity.
  • You have limited eyesight.

In addition to these conditions, total assets and annual income vs. expenses are analyzed during the application process.  The benefit amounts may change annually, so it is important to check the current program benefits to better understanding the monthly benefit you are eligible to receive.

Understanding your VA Benefits

At Greenwald & Gerke Realtors, we are here to support veterans and their spouses to better understand the Aid & Attendance Benefit and choosing the right living situation to match their needs.  Talk to our team to learn more about real estate services that can help to maximize your retirement situation: (844)782-9674

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21

Jul
2016

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In Blog

By Ron Greenwald

Tips to Maximize your Retirement Lifestyle

On 21, Jul 2016 | No Comments | In Blog | By Ron Greenwald

It is a liberating feeling to finally reach retirement age! What do you plan to do with your days now that you have so much time available? Instead of getting stuck in the rut of having a boring retirement routine, look for ways that you can spice up your life and enjoy the luxury of a nice retirement lifestyle. Here are a few options that you might consider:

See the World

Since you are no longer tied down by a job, it is the perfect time to pack your bags and explore the globe. Mark things off your bucket list and enjoy the places that you have always wanted to visit. Plan time to see family, and enjoy some of the beautiful parts of the planet where we live.

Find a Cause and Get Involved

Look around to find a charitable organization that connects with your passions or interests, and donate to the cause. Get deeply involved in the organization and you will find more meaning in your daily activities. Charitable outreach and giving back to your favorite cause is a great way to maximize one’s retirement.

Find Local Activities

You don’t have to leave home to enjoy fun activities. Look for local centers that offer day activities, exercise classes, book clubs, cooking classes, and anything else that sparks your interest. These local activities can give you the option to pick up a new hobby, and they are a great way to socialize with other retired individuals.

Enjoy Your Hobbies

Do you feel a rush when the wind is blowing through your hair while you ride down a trail on your bicycle? Or maybe your preference is to spend time with friends on the golfing green? Consider your favorite hobbies and look for ways to maximize your time doing the things that you love. You might even set aside a specific time each week for these types of activities.

Try a New Restaurant

Explore local eateries and try new types of food. It is easy to get stuck in a rut and always visit the same restaurant. Instead of being a “regular” at the diner down the street, consider the advantages of testing out highly rated restaurants in your city or the neighboring areas.

At Greenwald & Gerke Realtors, we know that retirement is a great time to live the life that you have always dreamed about. We want to help with your retirement lifestyle by making it easy to find the home that best matches your needs during this time in life. Contact us to learn more about the real estate services that are available: (844) 782-9674

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14

Jul
2016

No Comments

In Blog

By Ron Greenwald

3 Benefits to “Rightsizing” Your Home

On 14, Jul 2016 | No Comments | In Blog | By Ron Greenwald

Have you heard of the “tiny home” trend that is sweeping through the country? People of all ages are walking away from large homes to simplify their lives by living in a smaller space. Even if you aren’t interested in this minimalist lifestyle, there are some benefits to choosing the right home for retirement.

Many people call it downsizing, but we like to refer to it as “rightsizing.” Just because you choose a different home for retirement, doesn’t mean that you are downgrading your lifestyle. In fact, there are many benefits to choosing a home that is a better fit for what you need. Here are three of the biggest benefits that you might enjoy:

1. Maximize Retirement Savings

Regardless of the size of your retirement fund, it is smart to be careful with your spending during this time of life. Smaller homes are cheaper to maintain, and you will save money in property taxes, utility bills, and other fees.

2. Simple Lifestyle

How much time do you spend on upkeep and care for a large home? Instead of spending your retirement days dusting unused bookshelves and scrubbing too many toilets, you can simplify your life. A smaller space means less stuff, which in turn helps to simplify the daily tasks that are required to keep the property clean and in order.

3. Free Up Your Lifestyle

It is common to dream about traveling during retirement, and a small home makes it easier to make these dreams become a reality. If you are planning to leave your home for an extended period, then it is much easier to take off if you have a smaller space. Traveling can be a burden with a big house and a large yard, but it is a breeze with a smaller space.

At Greenwald & Gerke Realtors, we are experts in the real estate industry. We want to help you find the right property to help you enjoy your retirement years. If you are ready to “rightsize” your home, then we invite you to contact our team to learn more about the services that are offered: (844) 782-9674

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