Video Archives - Greenwald and Gerke Real Estate
Ron Greenwald was featured on Mr Credit’s Financial Education Radio Programming to speak about senior living options, and the costs and concerns of seniors and their caretakers associated with these decisions.
Mr. Credit: I just went back home last weekend..
Ron: Was it over 30 degrees?..
Mr. Credit: yes.. I went back because grandma has cancer. She is in the hospital and had to have something things removed. She still has cancer in her body.. She is 85. Grandpa is 87. He is okay. He’s had heart surgery before. He’s alright. She just came back home and they live in a split foyer house. So you know how a split foyer house works? That are built under the ground? The bottom floor is below ground and then it goes up. So, you actually are walking up stairs to get to the foyer. than you have to go down steps to get down stairs. Than more steps to go up stairs. they lived in this house a very long time. I don’t know exactly how long but 40 plus years. Its been paid off forever. They are kinda in the situation where they have to figure it out, alright. At this point when a 85 and 87 year-old falls down these stairs, it’s gonna be bad.. broken hip for sure. broken bones, head trauma..even death. The are basically trying to figure out what to do. They come to the conclusion that they would rather spend money to modify the home and put safety measures in place, than to use my suggestion to sell the house. Sell the house and buy a one story home that you can walk right in, there is not a step in the whole place, and we could eliminate the possibility of a fall.
Ron: Mr. credit you’re talking rational thought. Your 87 years and 85 year-old grandparents love this home. This is why they do not wanna leave this home. Only in a pine box… thats how they wanna leave this home. This is their treasure. You’re becoming the parent and you’re parents are becoming and looking at themselves as the child. That family dynamic is not impossible, but a very difficult situation. So I actually posting on Twitter and Facebook using the hashtag #seniorstayorgo – on all posts where I give tips how to handle these types of issues.
Your grandparents may not be on Twitter, but your parents on Twitter an Facebook. So I reach out and help advise on how to handle these situations, because it’s a very difficult time. You may either have to coax them by taking them out in the car and showing them these communities and seeing how much fun they may be able to have in a senior community. Maybe it’s the right thing or you do the rehab of the house so they have the lift, the bar, no loose rugs.. but that doesn’t eliminate the possibility.
Mr. Credit: Then they’re gonna want to bring in care givers. It gets very expensive. I like your idea of taking them around and showing them. Showing them the houses that are single story, some nice options that might start a conversation if the see something they like. Then now, instead of being only emotionally tied to their current home, they start to get emotionally happy about a new home that has no stairs..
Ron: you are 100%.. It may take a year or two before they’re comfortable with it. My dad has been on this show. talking politics.. he’s 89 and here I am senior advocate preaching all of that stuff; and mentally he’s a sharp as a tack. Physically he not so…good. Here I am saying he has a two story home in the San Fernando Valley. Dad, how about putting a lift on those stairs. I am very careful, Ron.
He is a guy who wakes up and has to use a cane, walker and who has vertigo. Dad I love ya, but you can see the role reversal situation. It’s a very tough thing to overcome. A lot of times, I, as a real estate person, come in and talk to your grandparents. Just as.. who are you Ron? I just can talk to them. I am NOT a physiologist, I am not an attorney, I am just a guy talking to you about options. It’s all about options. than take what you want it from there.
Mr. Credit: Thats a great thing what Ron does in the community.
Ron Greenwald is currently hosting the premier talk radio show, San Diego Spotlight! San Diego Spotlight is the radio show where we interview business owners and community leaders working to keep San Diego on the forefront of innovation and positive trends.You will be hearing the inside scoop that you just cannot get anywhere else. Today we have a very special guest in studio, Phillip Lindsley. Senior Attorney and founder of San Diego Elder Law Center. Phil is a certified elder law attorney and certified legal specialist of estate planning trust and probate.
Ron: Phil, you are now in the San Diego Spotlight. Welcome to the show!
Phil: Thank you Ron, glad to be here.
Ron: Phil as you know many of our listeners have elder parents, maybe elder grandparents, special needs children. They’re acting as care takers, having financial responsibility and care management. We know that this could be overwhelming task. We are gonna talk at length about how you and your firm help these families. But before we get into that, tell us about the Phil Lindsey back story.
Phil: Well one of the things I am proudest of is being a native San Diegan been here all my life. When I went to school here, I went to SD Sate for college than SD university for law school. So I stay close to home. When I was in college I majored and graduated in physiology. Thought that was going to be my career path. At some point in time, I was working on my masters in physiology, I switch gears and went to law school and didn’t look back. However, once I got out law school I still retained my interest in people, disabilities, and people problems of capacity. Whether it is physiological or physical, my practices have expressed that ever since. While I was still in law school, I helped find the patent advocate program at the university of San Diego as the county patience advocate during my last couple years in school. That was kinda first and most important experience, helping people in need. I got in to my little car and visited every board and care in the county San Diego, and to think of that now it was amazing. From Bonita to Fallbrook.
Ron: What was your roll doing that?
Phil: It was to investigate anybody’s complaints about the facility and resistances of their rights while they were in board and care. And to make sure there was someone adjudicating or complaining and making sure the proper authorities were aware. Abuse of people’s rights were being allowed in the board in care.
Ron: Rhis is while you were in law school?
Phil: This was back in late 70s.
Ron: This was way before the era of that kind of reporting?
Phil: Yes, but I offered it to illustrate that this is nothing new to me. I’ve been practicing now 33 years. It was in the late 90s that I focused this by founding San Diego Elder Law Center. Prior to that my practice my was a littler broader. I have a fairly broad base of state planning and trust practice. The elder law and the special needs law had become more involved in my practice. It is the part that certainly relates back to my passion, advocating for consumers in the heath care system…
Ron: You have amazing reputation in the community, I congratulate you for that. so turning back the clock a little bit for fun. USD when they play sports (basketball) what side of the arena are you on?
Phil: Like I said I was local, my dad was star of SD state basket ball team. in 1937 when they won their few championships…
Ron: 1937 for the young people..
Phil: 1937 yes! I’ve been to basket ball games way back at peterson gym, through every place they have been throughout the years. I’ve been an Aztec basket ball fan for sometime. Matter of fact, my dad was given a season pass right after they built cocks. He has always been close to the athletic foundation. So we got these wonderful season seats right in the center. About ten rows up and we had those for years, until my dad got too physical disabled to make it up and down the stairs… those stairs are killer.. and we gave those up and I kick myself. I can’t get into a game now…
Ron: and your dating yourself by cocks (the gym).
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