What's New - Greenwald and Gerke Real Estate
Are you familiar with the Alzheimer’s research efforts that are happening here in San Diego? We interviewed Jamie Tyrone, the founder for B.A.B.E.S, which stands for Beating Alzheimer’s By Embracing Science. Jamie founded this organization after she found out that she had a 91% genetic risk of getting Alzheimer’s disease. This genetic status is only found in about 2% of the population worldwide. After Jaime had found out, she realized that she had a choice to feel down about the potential risk of Alzheimer’s in the future, or she could find meaning in the situation to help other people.
What is B.A.B.E.S?
The B.A.B.E.S organization is designed to raise funds for Alzheimer’s research, as well as spread awareness about the importance of research for this disease. Jamie’s goal is to capture the energy of women in the fight against Alzheimer’s disease.
Research efforts for Alzheimer’s disease should happen before the diagnosis. Doctors can do scanning and testing in healthy individuals as well as people with a genetic risk of the disease, and then use this information to help people who have been diagnosed.
Alzheimer’s Research in San Diego
San Diego is a hotbed of research, making it a great location for people who want to learn more about Alzheimer’s disease. So, there are many opportunities for people who are both diagnosed and undiagnosed who want to be involved in the research efforts.
Even if you haven’t been diagnosed with Alzheimer’s disease, being a participant in the research is not only altruistic, but it is also an opportunity to increase the likelihood of a cure. If you or a family member is diagnosed in the future, then a cure could help to restore your family.
Are you interested in how you can get involved in this effort? Contact Jamie with questions that you have about the organization and research opportunities in the area. You can visit her website at https://alzbabes.org to learn about the ways that you can participate.
Here at Greenwald &Gerke Realtors, we are working hard to connect the community. If you are considering a move or looking for the right retirement lifestyle, then we are here to help. Talk to us to learn more about the housing choices that will be right for your preferred lifestyle: (844) 782-9674
It is an amazing time to be alive! Technology has made it possible to maximize our health in so many ways, and people of all ages are benefitting from simple solutions such as wearable technology. If you want to enjoy your retirement lifestyle, then you need to ensure that you are protecting your health with these at-home tools.
Wearable technology is designed to improve our lives by providing details about our health throughout the day. The best thing that you can do to take control of your health is to invest in a smartwatch or FitBit that you can use on a daily basis. Here are a few ways that these tools can boost your health:
Increase Physical Activity
Measuring your physical activity is a great way to see how much you are moving throughout the day. Many people set a goal, such as 10,000 steps per day or 30 minutes of exercise. Wearing a smartwatch or fitness band will automatically track this information. So, you can look at the reports to see if you met your goal. Boosting physical activity helps with weight loss and it also decreases the risk of many diseases.
Monitor Sleeping Patterns
Choosing to wear your fitness tracker at night can be a good way to monitor your sleeping patterns. These devices provide information about the number of hours of sleep achieved, as well as how many restless moments occurred during the night. If you see that you are having problems with your sleep patterns, then you can talk to your doctor to learn more about medications or treatments to improve your sleep. Improving sleep is an important way to decrease stress levels and optimize immune function.
Some of these devices are designed to alert family members or caregivers if something goes wrong. For example, heart monitors can send information about irregular patterns. Or, an alert can be sent if someone falls. As a result, people can maintain independence and reduce the risk of health complications related to injuries.
Technology and other modern day amenities can also be incorporated into your retirement home to optimize your lifestyle. If you are looking for the best home to enjoy your retirement, then you need to talk to our team here at Greenwald &Gerke Realtors: (844) 782-9674
When it is time to move, it is a big decision to pick a location that will support your lifestyle. If you are interested in “rightsizing” your home and you want to move to an area with other fun, like-minded people, then you might consider the benefits of moving to a senior community.
Before you make a move, there are several factors that need to be considered. These things can help you pick the best community to meet your needs. We interviewed David and Trudy to hear some of their suggestions that helped them to make this move:
Improving Social Life and Activities
One big motivating factor to move is because friends or family moved away to different locations. If you want to be more social and enjoy fun activities on a regular basis, then a community can be a great option to consider.
Selling a single-family home and moving to a senior community means that you can step away from the responsibilities of caring for a home. Instead, you can spend that time doing the things that you enjoy.
Simple, Fun Retirement Lifestyle
Take a moment to consider all of the daily activities that require your time and attention. Are you tired of spending your free time cooking, cleaning the kitchen, managing the garden, and keeping up with the maintenance tasks around the house? A community makes it possible to step away from these tasks so that you can enjoy your retirement lifestyle to the fullest extent.
Many people find that moving to a retirement community gives them the opportunity to relax and live a gentle lifestyle, and have more fun at the same time.
Keep in mind that retirement communities aren’t all created equal. Some of them offer nicer living conditions and better amenities. So, you should take some time to compare the options that are in the area. For David and Trudy, their preferences were focused on a large apartment, good food, and convenient access.
Are you considering the benefits of moving to a community? Talk to us at Greenwald &Gerke Realtors to learn more about how you can maximize your retirement lifestyle: (844) 782-9674
Did you know that buying a home for retirement could potentially be beneficial for your tax filing? In the state of California, Propositions 60 & 90 were written to help aging adults with tax benefits when they move to a new residence.
Keep in mind that these tax benefits are only available one time for each household, and they apply to families moving to a new or existing home that is equal or lesser value than their current home. If a claim is filed, then it is possible to transfer the trended base value to your new property.
Qualifications for 60/90?
Proposition 60 and Proposition 90 offer similar benefits, but 60 is designed for moves within the same county and 90 is for inter-county moves. To qualify, your current home and new home need to be your principal residence and both need to meet the requirements for the Homeowner’s Exemption. Also, the counties involved must allow this tax benefit to transfer.
Also, the replacement property needs to be built or purchased within two years of the sale of the original property. Either you or your spouse needs to be over the age of 55 to qualify.
Eligibility is only available one time. Once you or your spouse has received this tax relief, then you will never be able to file for it again.
Types of Homes that Qualify
All types of replacement homes can qualify, including single family residences, community apartments, planned developments, condos, mobile homes, and a living unit within a larger structure. “Equal or lesser value” of the replacement property is defined by these guidelines:
- If the purchase or construction occurs before the sale of the original property, then the new property needs to be 100% or less than the value of the original property
- If the purchase or construction occurs within the first year, then it needs to be 105% or less compared to the value of the original property
- If the transaction happens in the second year, then it needs to be 110% or less compared to the value of the original property
Keep in mind that these guidelines are based on market value, not necessarily the purchase price or sale price. An assessor will determine the value of each property to ensure that these requirements are met.
Are you interested in learning more about how you can benefit from propositions 60 & 90? Call Greenwald &Gerke Realtors. We are here to help: (844) 782-9674
When you visit your Doctor, do you have the medical knowledge and “nerve” to question the Doctor’s orders? Does your loved one that takes you to the Doctor have that valuable medical insight? The overwhelming answer we hear is… NO!
We interviewed Marguerite Parzon, RN, C-GNP (Geriatric Nurse Practitioner ), owner of Boutique Care Management located in San Diego, CA. Ms. Parzon’s firm is categorized as both an Aging Life Specialist and Geriatric Care Management Group. She offers us advice to help each of us navigate the very complex, confusing, and often exasperating healthcare system.
Putting Together a Plan
The first step is to assess the situation and understand the supportive options that are available for you as an individual. One prescription does NOT fit all! For example, an Aging Life Specialist will do an assessment to provide recommendations for the individual’s health concerns, treatments, and advocacy.
This plan includes specific dietary requirements that need to be met, medication dosages and timing, and anything else applicable to the health and well-being of the individual.
Implementation: Where the Rubber Meets the Road
Who is your advocate when visiting the doctor and/or hospital? Most families find it hard to bridge the gap between the medical world and the daily care that is provided to a patient. What are the implications of that new prescription your doctor just wrote you? How will it interact with other medications? What are the side effects? Long term implications? Is it “really” following your wishes for care?
If medication is called for, will your loved one be able to follow the dosage plan? Will they pick up the medicine from the pharmacy? A Care Manager puts a plan into action to place you and your loved one first.
An Aging Life Specialist can understand the objective of the doctor or nurse, and then help the family put action steps in place to ensure that the plan is executed at home. Every person’s situation is unique, which is why the plan should be catered to that individual. In some situations, a team can be assembled that includes health care professionals, an elder care attorney, nursing services, and more.
It is essential that your family member has the right living situation to help with the implementation of this plan. If it is time to move to a different home or community, then Greenwald &Gerke Realtors is here to help. We offer experienced real estate services for retirement: (844) 782-9674
One of the benefits of retirement is that you have the freedom and flexibility to travel whenever your heart desires. If you are planning a trip to see the grandkids or you are heading out on a European cruise, then you need to take care of your home before you leave town.
Here are a few simple strategies to keep your home protected while you are away:
- Install Automatic Lights: Indoor lights can be set on timers, to make it look like someone is home in the evenings. Outside, you might consider motion sensor lights to illuminate the driveway if someone walks up to your home.
- Notify the Neighbors: Talk to your neighbors to let them know the dates that you will be gone. It can be helpful to have someone watching the house in case something goes wrong. You might consider leaving a key in case of an emergency situation.
- Hold the Mail: When the mailbox is full and the newspapers are piled up on the porch, it is an announcement that you are out of town. Avoid these problems by putting a hold on your mail and newspaper service.
- Leave an Itinerary: Where will you be traveling? Share a copy of your itinerary with a family member or close friend.
- Avoid Social Media: It might be fun to share pictures of your vacation, but it is best to wait until after you get home. Posting travel pictures on social media will announce to the world that your home is empty.
- Pay for a Security System: There are many benefits to installing a security system. Put up the security company sign to notify potential intruders that your home is protected.
If you are planning to travel a lot during retirement, then you might consider the option to move into a home that offers HOA services. You can pay a monthly fee that cares for the yard and outdoor maintenance of your property.
If you are interested in living in an HOA community, then you need to talk to our team here at Greenwald &Gerke Realtors. We will gladly help you find the right home for your retirement lifestyle: (844) 782-9674
You have worked hard to build assets and financial support for your retirement. It is vitally important that you work with a team of professionals that specialize in the ways to protect your financial and personal wishes.
Merrianne E. Dean, Principal of The Dean Law Group, APLC, located in San Diego, CA. is that person. By having years of cross training in being an estate and trust litigator while preparing estate plans, Merrianne has seen and heard all the war stories. Merrianne will support you in order to stay in control of your future. She talked to us about a few things that should be done to prepare for life’s events…
What’s Ahead for Your Family?
The future is now, tomorrow, one year from now, and beyond. You need to take action right now to prepare for those future events that will happen when you least expect them to occur. Consider your current home and how it will work if you need to have an in-home caregiver later in life. Look at your finances and how they will support the retirement lifestyle that you desire.
Many individuals do not take time to understand the cost of what will be and what are the options available. Do you want to leave your dreams and desires to total chance? It is beneficial to work with an estate planner who will offer advice about how a comprehensive plan can keep you in charge and protected.
Don’t Fail to Plan!
Those that fail to plan, leave their loved ones to fight it out in court. For example, if an individual didn’t put together an estate plan, then it is possible that the court proceedings might be necessary to establish a conservatorship. This process is in full view of the court and is made public for all to view. Conservatorship grants legal authority to a person who can take care of someone who has lost the ability to care for themselves. This legal authority can include the authority to pay the bills, handle decisions about the estate, and make medical decisions.
A preferred solution is to setup an effective estate plan so that these legal proceedings are not necessary. If you don’t plan for the future and the family needs to establish a conservatorship, then they will accrue thousands of dollars in litigation costs . Family members often have differing opinions about how things should be handled, which results in years of legal fees and acrimony.
The best way to avoid these problems is to work with an estate planner. You can put together a plan that handles the details in advance. If you need support for real estate transactions or moving to a new home, then our team at Greenwald &Gerke Realtors. Call us for more information: (844) 782-9674
Minimalism is a growing trend among people of all ages. Even though our society prides itself on the accumulation of personal belongings, individuals aren’t finding the happiness that they desire. It is common for people to be weighed down by consumerism, distractions, clutter, possessions and debt.
Do you love the idea of simplifying your life by reducing the clutter in and around your home? Many people who focus on minimalism find a deeper sense of satisfaction in their daily living.
What is Minimalism?
This term can cover a broad range of goals and beliefs. For some people, minimalism is a dedicated effort to cut out excess items in their home. These efforts are often focused around reducing clutter and getting rid of unused items.
Other people take minimalism to an extreme level by drastically reducing their belongings. For example, they might have a limit to the number of clothing items that are owned. So, buying a new shirt means that another shirt is donated or discarded.
Is Minimalism Right for You?
Retirement is a time to enjoy life to the fullest. Which means that many people don’t want to be burdened by a house full of stuff. Not only do people often reduce their personal belongings, but they also find it beneficial to “rightsize” their home.
Living with fewer possessions and a smaller home creates space for the things that are important in your life. Too many possessions can be an anchor that ties us down, making it difficult to enjoy life in the best way possible. On the other hand, minimalism can be a great way to give you more peace of mind and freedom in your lifestyle.
Just because you want to simplify your life, doesn’t mean that you need to get rid of everything that you own and live in a tiny house. Instead, be deliberate about choosing a home that matches your desired lifestyle. Focus on hobbies, travel, and health instead of buying more material possessions.
Do you need help finding the perfect home for your retirement lifestyle? Talk to us at Greenwald & Gerke Realtors. We are experts in real estate for retirement, and our team is here to help. Call us for more information about the services that are available: (844) 782-9674
Did you know that Alzheimer’s disease is the most common type of dementia? Luckily, researchers are finding new solutions that will support brain health at all ages. By applying these principles in your life, you can reduce your risk of Alzheimer’s and support family members who might be at risk.
Middle Age: The Best Time to Support Activity in the Frontal Lobe
According to Beverly Sanborn, LCSW, Gerontologist and Vice President of Program Development for Belmont Village Senior Living, the prevention process should begin at least 20 – 25 years before you have a symptom. So, middle-age is the best time to start caring for your mental health by increasing activity in the frontal lobe.
Researchers have found that the best way to support and strengthen the frontal lobe is by being in a group of people. It requires organizing your thinking and describing what you are thinking to another person. Another option is to write your thoughts if you want to work on brain health when you don’t have someone else to talk to at the time.
Another exercise to increase the use of your frontal lobe is to force yourself not to use clichés. Instead of using a general term, such as “awesome,” try to find clever, interesting words to describe the things that you would like to communicate.
Whole-Brain Program for Alzheimer’s Patients
Instead of simply addressing symptoms, Beverly Sanborn has been involved in a whole-brain program that supports patients in maximizing mental health. The programs have been designed to match research, and they are constantly evolving as new information comes available. This well-rounded approach helps with not only with the brain but also with social life and overall well-being. This treatment program can be helpful for people in both the mild and moderate stages of dementia.
Here at Greenwald &Gerke Realtors, we are working hard to keep you informed about the best ways to support overall health and well-being. We know that your living situation makes a difference, and our goal is to help you find the right home for your current stage in life. Learn more about our real estate services by calling our team at (844) 782-9674
Spring is a great time of year to travel because the weather is starting to get warm and you can enjoy your vacation before the busy summer crowds show up. Are you itching to explore a new destination? Here are a few options for the spring season:
White beaches and crystal clear water are waiting, giving you a warm getaway to enjoy. The Caribbean offers many destinations with all-inclusive resorts, allowing you to show up and relax for the rest of the trip. If you don’t want to share your trip with college-aged kids, then stay away from some of the busy spring-break destinations such as Cancun.
Instead, you could consider a quiet couples-only resort further down the Mexican Riviera coastline. Or, choose an island somewhere else in the Caribbean area.
Do you enjoy historical sights and beautiful cathedrals? Then Europe is the perfect destination for you! The summer months can get busy, making it difficult to get around without fighting the crowds. So, plan your trip in the spring months before school lets out. The weather is warm enough that you can enjoy time outside without packing your heavy winter clothing.
For cheap destinations, consider Eastern Europe such as Poland or Hungary. If you want to enjoy the coastline, then you might look at destinations in Portugal or Southern Spain.
If you love great food and fun entertainment, then Las Vegas can be the perfect destination. But, the summer months are too hot to enjoy any time outside! Instead, plan your Vegas vacation in the spring before the temperatures warm up.
Book a room away from the strip if you want a place to relax without fighting the crowds. You might consider a resort with highly-rated golf course and spa services.
Are you ready to “rightsize” your home so that you can enjoy more travel during retirement? Our team at Greenwald &Gerke Realtors is here to help! We provide the assistance that you need to find the best living situation to match your preferred lifestyle. Contact us to learn more about the services that are available: (844) 782-9674